Becoming a Habitat Homeowner


Many families find themselves unable to escape unhealthy, unsafe and inefficient housing. 


Black mold, pest infestation, broken plumbing, defective electrical fixtures and wiring, and peeling, lead-based paint are all-too-common problems for many on lower incomes.


Accepting these problems leads to affordable monthly rents, but often with expensive, unhealthy, even dangerous, tradeoffs.  What was cheap to move into can quickly become too expensive to live in.


Habitat for Humanity offers a solution to substandard housing by building safe, efficient and healthy new homes in partnership with qualified low-income families.   Typical monthly payments average $450, including property taxes and insurance. 



Do you qualify?

      If you can answer yes to the following questions,

      you may qualify to become a Habitat partner family:


1.   Do you currently live in substandard, unhealthy, unsafe housing?

2.  Have you lived in Boone, Greene or Guthrie County for at least one year?

2.  Are you, your family and friends willing to work at least 300 hours 

     alongside volunteers in constructing your house and those of others?

3.  Are you able to make a mortgage payment of at least $450 per month?

4.  Do you free of unpaid financial court judgments?

5.  Has it been at least two years since declaring for bankruptcy?

6.  Does your income from all sources fall within these guidelines?

 Family Size            Annual Income

        1                $15,200 - $30,300

        2                $17,350 - $34,620

        3                $19,500 - $38,940

        4                $21,650 - $43,260

        5                $23,400 - $46,740

        6                $25,150 - $50,220

        7                $26,850 - $53,700

        8                $28,600 - $57,120



If you can answer yes to each question, download an application and family budget worksheet by clicking the above right links:

Habitat for Humanity is an Equal Housing Opportunity provider.  All applicants will be considered without regard to race, color, religion, sex, national origin, disability, age sexual orientation or any other legally protected status. 

Please note that our next new Habitat home will be built in

Boone starting April, 2020

In 2019, only Helping Hands

critical home repair projects

will be completed across Boone, Greene and Guthrie Counties.

Applications for the 2020 home will be accepted starting Summer, 2019.

Heart of Iowa Habitat for Humanity is a not-for-profit, 501(c)3 organization. 

© 2015 by Heart of Iowa Habitat for Humanity

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